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Auto LoansRateAPRPayment Per $1000
2023-2024 - up to 60 months new Auto Loan 6.50% 6.60% $19.56
2023-2024 - 61 to 72 months new Auto Loan 6.75% 6.84% $16.93
2019 & Newer - up to 60 months used Auto Loan 7.00% 7.10% $19.80
2018 Model - up to 48 months used Auto Loan 7.00% 7.12% $23.94
2017 Model - up to 36 months used Auto Loan 7.25% 7.41% $30.99
Auto Loans Disclosure

Annual Percentage Rate (APR) and/or terms are subject to change at any time.
Secured Auto Loans are for PURCHASE TRANSACTIONS through DEALERS ONLY.

Auto Loans
Rates accurate as of 02/22/2024. Auto loan rates are calculated based on a $10,000.00 loan with a $25.00 non-refundable document preparation fee. Certain conditions and other fees may apply. Offer of credit is subject to credit approval. APR includes a .25% discount for automatic debit of the payment from an InFirst Bank deposit account. Your actual APR may be higher based on a review of your credit history.

 

Compare Our Checking Accounts

ACCOUNT
SMALL BUSINESS
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SMALL BUSINESS WITH INTEREST
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COMMERCIAL
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NON-PROFIT WITH INTEREST
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Features Ideal for businesses with limited
transaction activity

500 items processed free per month
Earns tiered interest on your balances

500 items processed free per month

Designed for businesses with
larger monthly account activity.
Designed for formal
Non-Profit Organizations(4)
Additional Services Available Remote Deposit Capture

Night Deposits

Wire Transfers

Telephone Transfers

Employee Checking/Payroll Direct Deposit

Automated Clearing House (ACH) transfers

Financial Management Reporting Tools
Remote Deposit Capture

Night Deposits

Wire Transfers

Telephone Transfers

Employee Checking/Payroll Direct Deposit

Automated Clearing House (ACH) transfers

Financial Management Reporting Tools
Remote Deposit Capture

Night Deposits

Wire Transfers

Telephone Transfers

Employee Checking/Payroll Direct Deposit

Automated Clearing House (ACH) transfers

Financial Management Reporting Tools
Remote Deposit Capture

Night Deposits

Wire Transfers

Telephone Transfers

Employee Checking/Payroll Direct Deposit

Automated Clearing House (ACH) transfers

Financial Management Reporting Tools
Monthly Service Fee $5/month
1see options to waive below
$5/month
2see options to waive below
Deposit balance generates an
earnings credit that will offset
certain fees. 3
No minimum balance

No monthly maintenance fee
Free Online & Mobile Banking Access Yes Yes Yes Yes
Free Business Debit Card Yes Yes Yes Yes
Minimum Opening Deposit $100 $100 $100 $100
Check Image Fee with Paper Statement None None None None
Business
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Minimum Deposit To openminimum balance to obtain apyinterest rateapy
Small Business Checking w/ Interest $100.00 $0.01 - $9,999.99 0.01% 0.01%

no

$100.00 $10,000.00 - $24,999.99 0.01% 0.01%

no

$100.00 $25,000.00 and over 0.01% 0.01%
Business Statement Savings $100.00 $0.01 - $24,999.99 0.02% 0.02%

no

$100.00 $25,000.00 - $74,999.99 0.05% 0.05%

no

$100.00 $75,000.00 + 0.10% 0.10%